Compare Credit Card Benefits

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Each credit card provides a different group of features - decide which are right for your coverage and travel needs.
For more information on the benefits, please see our insurance and benefits section.

Annual Fee
$150 $120 $59 $24 $24 $0
Additional Card Fee
$40 $0 $0 $0 $0 $0
Standard Annual Interest Rate
19.49% 19.49% 19.49% 19.49% 19.49% 19.99%
CHOICE REWARDS® points
2 points for every $1 spent on eligible purchases 1 point for every $1 spent on eligible purchases 1 point for every $1 spent on eligible purchases 1 point for every $1 spent on eligible purchases 1 point for every $1 spent on eligible purchases 1 point for every $2 spent on eligible purchases
Bonus Points
5000 welcome bonus points 5000 welcome bonus points 3000 welcome bonus points 1000 welcome bonus points 1000 welcome bonus points
MasterPurchase®1

MasterPurchase®

Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.






MasterRental®1

MasterRental®

Includes a collision damage waiver, accidental death and dismemberment coverage on your car rental and personal effects benefits.




MasterTrip®1

MasterTrip®

Common Carrier Accidental Death and Dismemberment coverage1 of up to $500,000 and can also include:

  • Baggage Delay coverage
  • Trip Cancellation coverage
  • Unexpected Return Home coverage
  • Emergency Assistance Services


see coverage
details below

see coverage
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see coverage
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see coverage
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see coverage
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see coverage
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  Common Carrier
  Accidental Death
  and
  Dismemberment
  coverage1
$500,000 $500,000 $500,000 $100,000 $100,000 $100,000
  Baggage Delay1





  Trip
  Cancellation1
up to $3,000 up to $3,000 up to $1,000 up to $1,000
  Unexpected
  Return Home1
up to $2,000 up to $2,000 up to $2,000
  Accidental Death up to $1,000 up to $1,000 up to $1,000
  Emergency
  Assistance
  Services1



Inclusive Travel Medical Insurance1

Inclusive Travel Medical Insurance

Applies to cardholders and their spouses under the age of 75 and eligible dependent children, up to a maximum of $2,000,000 per insured person, including:

  • Emergency medical transportation, emergency medical and dental care, and hospital services
  • Prescriptions and treatments
  • Friend/family hospital visits
  • Legal assistance
  • 24-hour travel assistance services



Concierge Services1

concierge services

Book all your travel needs, make dinner reservations at trendy restaurants, reserve tickets for the hottest concerts or shows, and more.


Price Protection1

price protection

If you make an eligible purchase with your MasterCard® credit card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500.00.


More Benefits Details
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Annual Fee
$150 $96 $35 $12 $30 $0
Additional Card Fee
$40 $36 $12 $0 $0 $0
Standard Annual Interest Rate
19.49% 19.49% 19.49% 19.49% 11.99% 19.49%
CHOICE REWARDS® points
2 points for every $1 spent on eligible purchases
Bonus Points
5000 welcome bonus points
MasterPurchase®1

MasterPurchase®

Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.






MasterRental®1

MasterRental®

Includes a collision damage waiver, accidental death and dismemberment coverage on your car rental and personal effects benefits.




MasterTrip®1

MasterTrip®

Common Carrier Accidental Death and Dismemberment coverage1 of up to $500,000 and can also include:

  • Baggage Delay coverage
  • Trip Cancellation coverage
  • Unexpected Return Home coverage
  • Emergency Assistance Services


see coverage
details below

see coverage
details below

see coverage
details below

see coverage
details below

see coverage
details below

see coverage
details below
  Common Carrier
  Accidental Death
  and
  Dismemberment
  coverage1
$500,000 $500,000 $500,000 $100,000 $100,000 $100,000
  Baggage Delay1





  Trip
  Cancellation1
up to $3,000 up to $3,000 up to $1,000 up to $1,000
  Unexpected
  Return Home1
up to $2,000 up to $2,000 up to $2,000
  Accidental Death up to $1,000 up to $1,000 up to $1,000
  Emergency
  Assistance
  Services1



Inclusive Travel Medical Insurance1

Inclusive Travel Medical Insurance

Applies to cardholders and their spouses under the age of 75 and eligible dependent children, up to a maximum of $2,000,000 per insured person, including:

  • Emergency medical transportation, emergency medical and dental care, and hospital services
  • Prescriptions and treatments
  • Friend/family hospital visits
  • Legal assistance
  • 24-hour travel assistance services



Concierge Services1

concierge services

Book all your travel needs, make dinner reservations at trendy restaurants, reserve tickets for the hottest concerts or shows, and more.

Price Protection1

price protection

If you make an eligible purchase with your MasterCard® credit card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500.00.

More Benefits Details
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1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card