CHOICE REWARDS® Credit Cards

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Call 1-800-561-7849

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CHOICE REWARDS® World Elite® Mastercard® Credit Card

The Elite travel card with Elite value

Annual fee

See below
 

Interest rate

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Standard Annual Interest Rates2:
  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%
Card Features:
  • 5000 welcome bonus points
  • You could earn rewards faster, with 2 points per every $1 spent on eligible purchases
  • Elite level of benefits**including Rental Vehicle Benefits, Purchase Assurance and Extended Warranty, Price Protection, Concierge Services, Inclusive Travel Medical Insurance and Other Travel Benefits
  • Annual Fee: $150

Low Fee CHOICE REWARDS® Mastercard® Credit Card

Our low fee credit card that also earns CHOICE REWARDS® points

Annual fee

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Interest rate

See below
Standard Annual Interest Rates2:
  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%
Card Features:
  • 1000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • Exceptional card benefits** such as as Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Annual Fee: $24

Low Fee Gold CHOICE REWARDS® Mastercard® Credit Card

The card with the travel benefits you need

Annual fee

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Interest rate

See below
Standard Annual Interest Rates2:
  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%
Card Features:
  • 3000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Includes trip cancellation insurance**
  • Annual Fee: $59

Gold CHOICE REWARDS® Mastercard® Credit Card

The card that lets you and your family travel with peace of mind

Annual fee

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Interest rate

See below
Standard Annual Interest Rates2:
  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%
Card Features:
  • 5000 welcome bonus points
  • You could earn 1 point for every $1 spent on eligible purchases
  • Assurance that you will have travel medical insurance

    Inclusive Travel Medical Insurance

    Applies to cardholders and their spouses under the age of 75 and eligible dependent children, up to a maximum of $2,000,000 per insured person, including:

    • Emergency medical transportation, emergency medical and dental care, and hospital services
    • Prescriptions and treatments
    • Friend/family hospital visits
    • Legal assistance
    • 24-hour travel assistance services

    while travelling out of the country
  • Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Annual Fee: $120

Student CHOICE REWARDS® Mastercard® Credit Card

The card that allows you to build your credit history while earning CHOICE REWARDS® points

Annual fee

See below
 

Interest rate

See below
Standard Annual Interest Rates2:
  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%
Card Features:
  • 1000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • Purchase Assurance and Extended Warranty benefits** which doubles manufacturer's warranty up to 2 years on purchases
  • Other Travel Benefits**
  • Annual Fee: $24

No Fee CHOICE REWARDS® Mastercard® Credit Card

The card with no annual fee that enables you to earn CHOICE REWARDS® points

Annual fee

See below
 

Interest rate

See below
Standard Annual Interest Rates2:
  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%
Card Features:
  • No annual fee
  • Earn points at a rate of 1 point per every $2 spent
  • Other Travel Benefits

1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

2 Not available for residents of Nova Scotia, Quebec, Nunavut or Yukon. Please visit your local participating credit union branch for full details. To locate your credit union branch, visit https://www.choicerewards.ca/branch-locator/index.form