CHOICE REWARDS® Credit Cards

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CHOICE REWARDS® World Elite® MasterCard® Credit Card

The Elite travel card with Elite value

Annual fee

$150
 

Interest rate

19.49%
  • 5000 welcome bonus points
  • Earn rewards faster, with 2 points per every $1 spent on eligible purchases
  • Elite level of benefits**including MasterTrip®

    MasterTrip®

    Common Carrier Accidental Death and Dismemberment coverage1 of up to $500,000 and can also include:

    • Baggage Delay coverage
    • Trip Cancellation coverage
    • Unexpected Return Home coverage
    • Emergency Assistance Services

    , MasterRental®,

    MasterRental®

    Includes a collision damage waiver, accidental death and dismemberment coverage on your car rental and personal effects benefits.

    MasterPurchase®

    MasterPurchase®

    Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.

    , price protection

    price protection

    If you make an eligible purchase with your MasterCard® credit card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500.00.

    , concierge service

    concierge services

    Book all your travel needs, make dinner reservations at trendy restaurants, reserve tickets for the hottest concerts or shows, and more.

    and travel medical insurance

    Inclusive Travel Medical Insurance

    Applies to cardholders and their spouses under the age of 75 and eligible dependent children, up to a maximum of $2,000,000 per insured person, including:

    • Emergency medical transportation, emergency medical and dental care, and hospital services
    • Prescriptions and treatments
    • Friend/family hospital visits
    • Legal assistance
    • 24-hour travel assistance services


Low Fee CHOICE REWARDS® MasterCard® Credit Card

Our low fee credit card that also earns CHOICE REWARDS® points

Annual fee

$24
 

Interest rate

19.49%
  • 1000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • Exceptional card benefits** such as MasterTrip®

    MasterTrip®

    Common Carrier Accidental Death and Dismemberment coverage1 of up to $100,000 and includes:

    • Baggage Delay coverage

    and MasterPurchase®

    MasterPurchase®

    Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.


Low Fee Gold CHOICE REWARDS® MasterCard® Credit Card

The card with the travel benefits you need

Annual fee

$59
 

Interest rate

19.49%
  • 3000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • Exceptional card benefits** such as MasterTrip®

    MasterTrip®

    Common Carrier Accidental Death and Dismemberment coverage1 of up to $500,000 and can also include:

    • Baggage Delay coverage
    • Trip Cancellation coverage
    • Unexpected Return Home coverage
    • Emergency Assistance Services

    , MasterRental®

    MasterRental®

    Includes a collision damage waiver, accidental death and dismemberment coverage on your car rental and personal effects benefits.

    and MasterPurchase®

    MasterPurchase®

    Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.

  • Includes trip cancellation insurance**

Gold CHOICE REWARDS® MasterCard® Credit Card

The card that lets you and your family travel with peace of mind

Annual fee

$120
 

Interest rate

19.49%
  • 5000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • Assurance that you will have travel medical insurance

    Inclusive Travel Medical Insurance

    Applies to cardholders and their spouses under the age of 75 and eligible dependent children, up to a maximum of $2,000,000 per insured person, including:

    • Emergency medical transportation, emergency medical and dental care, and hospital services
    • Prescriptions and treatments
    • Friend/family hospital visits
    • Legal assistance
    • 24-hour travel assistance services

    while travelling out of the country
  • Exceptional card benefits** such as MasterTrip®

    MasterTrip®

    Common Carrier Accidental Death and Dismemberment coverage1 of up to $500,000 and can also include:

    • Baggage Delay coverage
    • Trip Cancellation coverage
    • Unexpected Return Home coverage
    • Emergency Assistance Services

    , MasterRental®

    MasterRental®

    Includes a collision damage waiver, accidental death and dismemberment coverage on your car rental and personal effects benefits.

    and MasterPurchase®

    MasterPurchase®

    Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.


Student CHOICE REWARDS® MasterCard® Credit Card

The card that allows you to build your credit history while earning CHOICE REWARDS® points

Annual fee

$24
 

Interest rate

19.49%
  • 1000 welcome bonus points
  • Earn 1 point for every $1 spent on eligible purchases
  • MasterPurchase®

    MasterPurchase®

    Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.

    benefits** which doubles manufacturer’s warranty up to 2 years on purchases
  • MasterTrip®

    MasterTrip®

    Common Carrier Accidental Death and Dismemberment coverage1 of up to $100,000 and includes:

    • Baggage Delay coverage

    insurance**

1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card