Legal Notices and Disclaimer of Liability

CUETS Financial

CUETS Financial is a division of The Toronto-Dominion Bank. The Toronto-Dominion Bank ("TD Bank") is the issuer of the credit card products offered by CUETS Financial. TD Bank (including its division CUETS Financial) and all of its affiliates are collectively referred to as the "TD Bank Group".


Use of Website

The TD Bank Group is not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this Website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. Links to other websites from this Website are for convenience only. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this Website.


Email Disclaimer

Email communication including any information transmitted with it is intended only for the use of the addressee(s) and is confidential. If you are not an intended recipient or responsible for delivering the message to an intended recipient, any review, disclosure, conversion to hard copy, dissemination, reproduction or other use of any part of this communication is strictly prohibited, as is the taking or omitting of any action in reliance upon this communication. If you receive this communication in error or without authorization please notify us immediately by return e-mail or otherwise and permanently delete the entire communication from any computer, disk drive, or other storage medium.


Information

Information provided by CUETS Financial and other sources on this Website is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. We endeavour to keep the information posted at this site current. However information is subject to change at any time without notice to users and the posted information may not immediately reflect such changes.

The English and French language versions of our policies are the only official ones. Any and all contractual rights are determined with reference to those official versions. The additional language translations have been prepared, as a courtesy, to assist our non-English speaking or non-French speaking clients in following the English or French versions, as applicable. In the event of any conflict or ambiguity in the available translations and the English or French versions, the English or French version, as applicable, shall govern.


Trade-marks and Copyrights

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trade-marks or service marks ("Trade-marks") of TD Bank, other members of the TD Bank Group or of third parties and used under license by TD Bank or other members of the TD Bank Group. However, the display of Trade-marks on pages at this Website does not imply that any license has been granted to any third party.

All information in this Website is protected under the copyright laws of Canada and/or other countries. Users of this Website shall be entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading", without the prior written consent of the TD Bank Group. Otherwise, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this Website.

Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this Website may be a violation of statutory or common law rights which could subject the violator to legal action.


Designated Locations for Service of Support Enforcement Notices and Requirements to Pay, Requests for Information, and Orders received from the CRA

In compliance with the Bank Act Support Orders and Support Provisions (Banks and Authorized Foreign Banks) Regulations and the Trust and Loan Companies Act Support Orders and Support Provisions (Trust and Loan Companies) Regulations, the following office has been designated by TD Bank in respect of the products and services offered by CUETS Financial, for the service of enforcement notices in respect of all provinces:

CUETS Financial / TD Bank
Customer Service Department
Resolution Services
1600 James Naismith Drive
Ottawa, Ontario
K1B 5N8

The following offices are designated for service of CRA Requests only:

Type of
Request
Province Office to be Served Fax Number
Requirement
to Pay:
All
Provinces
CUETS Financial / TD Bank
Customer Service Department
Resolution Services
1600 James Naismith Drive
Ottawa, Ontario
K1B 5N8
1-877-839-6262
Requirement
to Pay:
All
Provinces
CUETS Financial / TD Bank
Customer Service Department
Resolution Services
1600 James Naismith Drive
Ottawa, Ontario
K1B 5N8
1-877-839-6262


Product Information

General

Products and services of CUETS Financial are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information in this Website is subject to change without notice. This communication does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.